All About the World’s Best Credit Card Companies
Looking for the best credit card offers? All you need to expand your knowledge on the world’s Best Credit Card Companies. These companies are famous for offering wide varieties credit cards for fair credit holders.
Getting a Visa Credit Card with Fair Credit
Applying for a Visa credit card is one of the wisest thoughts for people with fair credit history. A Visa credit card comes with many benefits such as providing immediate access to cash during emergencies and providing the safest way to shop. It is no wonder to say that a Visa card goes beyond the basic benefits of credit cards. It offers card holders extra benefits such as roadside assistance and auto rental insurance.
Visa protects its holders from unauthorized charges. In case of a stolen Visa credit card, you are not liable to pay unauthorized charges. Auto rental insurance provides security to pay in the event if your rental car is stolen or damaged. If you have a signature Visa card, you will get 24 x 7 hours roadside assistance. Fueling and payment of puncture tires are included with Visa signature card. You also get travel emergency assistance such as order of an emergency replacement ticket and assistance of finding your lost luggage.
After categorizing your credit history you can apply for credit cards with fair credit. Try to choose poor or good, depending on your personal credit card status. There are numbers of card offers come across you. Take your time and ask your financial adviser for that.
Getting a MasterCard with Fair Credit
Since 1966, MasterCard is famous for its up to par credit facility. Now, MasterCard is a public company and is listed in the NYC stock exchange. While applying for a MasterCard, it’s essential to preset your credit limit and APR (the annual percentage rate). Determining the APR will make you a long term fair credit card holder. The APR helps you know the interest rate you will have to pay on your purchases. There are different types of MasterCard credit cards to meet the need of everyone.
The interesting thing is that a teenager can apply for a MasterCard to build his fair credit history. MasterCard offers standard credit cards to those new to credit cards and want to develop a strong credit history. Being a fair credit history holder, you are allowed to go with either gold or platinum MasterCards to get more benefits and perks with your cards.
Though, benefits are varied with the varieties of cards, but all MasterCards come with 0% liability which means you are not liable to pay unauthorized amount if your MasterCard is stolen. If you travel a lot, a MasterCard will be the perfect companion for you as it is accepted by all ATMs across the world. Business owners love to go with both platinum and gold MasterCards. While applying for a MasterCard, don’t forget to check the terms, benefits and conditions.
Getting an American Express Credit Card with Fair Credit
American Express which is famous as “AmEx” offers a wide varieties of fair credit credit cards. You can apply an American card for both personal and business means. In other words, there are American Express cards geared towards the wealthy or new young generations. Many American Express cards offer cash back rewards which could be 5% on regular purchases. This is the top benefit of American Express credit cards for fair credit that put the company a tough competitor. Unlike many other credit cards, there are no pre-determining spending limits on American Express cards. The consumers are responsible to decide their credit limit. Being a good credit card holder, you can enjoy many unexpected privileges from American Express.
You can apply for an American Express card online. Make sure about the terms and conditions. Also, try to fill the form carefully. Don’t forget to cross check the form.
